Protecting your family and building generational wealth starts with one conversation.

Life insurance, fixed annuities, and financial education — built around your family's future, not a one-size-fits-all product.

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UMUST is more than a name. It's a call to action.
Life Insurance
Fixed Annuities
Generational Wealth Planning
Financial Education
Oklahoma City Based
What We Do

Three pillars. One mission.
Your family's financial future.

We work with professionals, families, and entrepreneurs who are serious about building wealth that lasts beyond their lifetime.

🛡️
Life Insurance

Protect the people who depend on you. We help you find the right coverage — term, whole life, or indexed — that fits your budget and your legacy goals.

📈
Fixed Annuities

Guaranteed income you can count on. Fixed annuities provide a secure, predictable foundation for your retirement — no market risk, no surprises.

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Financial Education

Knowledge is the first asset. We equip you and your family with the financial literacy tools to make confident, generational wealth-building decisions.

Why UMUSTLLC

Independent. Client-first. Built for your family.

01
We Are Independent

We are not tied to one company or one product. We find what works best for you — not what's easiest for us to sell.

02
Education Before Product

We believe an informed client makes the best decisions. Every conversation starts with education, not a sales pitch.

03
Generational Vision

We help you think beyond this generation. The decisions you make today determine what your children and grandchildren inherit.

Jerome White, Founder and CEO of UMUSTLLC
Our Commitment
"The best time to build generational wealth was yesterday. The second best time is right now."
Jerome White — Founder & CEO, UMUSTLLC
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One conversation changes everything.

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Contact
(405) 441-5321 jwhite@umustllc.com 2501 NE 23rd St, Ste A157 · Oklahoma City, OK 73111